1% Rate Reduction is a limited time offer provided on approved credit. Offer available to qualifying Kia customers towards all new and unregistered models (excluding Niro PHEV, Niro EV, and Soul EV) financed/leased and delivered from an authorized Kia dealership in Canada. To qualify, a loyalty customer must be the current owner/lessee of a current Kia vehicle that has been properly registered and licensed for at least the past 90 days. Offer eligibility will be verified and determined by Kia in its discretion. Qualifying loyalty customers will receive a 1% reduction off finance or lease rates currently available. Under no circumstances can rates be reduced to below 0% APR. Offer is transferrable within the same household. Offer has no cash surrender value and cannot be applied to past transactions. Conditions apply. Offer is subject to change or cancellation without notice. Please see Toronto Kia for additional details..